## Step : Understand the Requirements **Explanation:** You need to draft a letter to the Bank of Montserrat requesting access to a Christmas Loan promotion, even though you will be off the island until mid-January 2026. The promotion ends on December 31, 2025, so you want to ensure you can still apply while away. You also want to know the repayment amounts for borrowing $10,000 and $15,000. --- ## Step 2: Draft the Letter **Explanation:** The letter should clearly state your situation—being off-island during the promotion period—and request the possibility to apply remotely. Ask about the repayment details for the two amounts mentioned. --- ### **Final Answer: Draft Letter** ``` [Your Name] [Your Address] [City, Country] [Email Address] [Phone Number] [Date] Manager Bank of Montserrat [Bank Address] Montserrat Subject: Request to Access Christmas Loan Promotion While Off-Island Dear Sir/Madam, I am writing to express my interest in the Bank of Montserrat's Christmas Loan promotion, which ends on 31 December 2025. However, I will be off-island until mid-January 2026 and would like to inquire if I may still access this loan promotion while I am away. If successful, I would also appreciate if you could advise me of the total repayment amounts should I borrow either $10,000.00 or $15,000.00 under this promotion. Thank you in advance for your assistance and consideration. I look forward to your favorable response. Yours sincerely, [Your Name] ``` --- **Summary:** - Step 1: Identified the need to apply for a loan while off-island and request repayment details. - Step 2: Drafted a polite, clear letter addressing your request and queries.